Call reports 2007
FARMERS AND MERCHANTS BANK — 2007
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 29,202,000 | 29,202,000 | 30,615,000 | 32,172,000 |
| Total loans | 18,322,000 | 18,239,000 | 18,432,000 | 19,346,000 |
| Allowance for loan losses | 393,000 | 401,000 | 382,000 | 418,000 |
| Securities available for sale | 6,185,000 | 6,524,000 | 7,300,000 | 7,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,014,000 | 24,995,000 | 26,225,000 | 27,852,000 |
| Interest-bearing deposits | 21,157,000 | 21,230,000 | 22,362,000 | 23,856,000 |
| Noninterest-bearing deposits | 3,857,000 | 3,765,000 | 3,863,000 | 3,996,000 |
| Equity capital | 4,028,000 | 4,018,000 | 4,193,000 | 4,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 943,000 | 1,442,000 | 1,954,000 |
| Interest expense | 187,000 | 383,000 | 589,000 | 806,000 |
| Net interest income | 272,000 | 560,000 | 853,000 | 1,148,000 |
| Noninterest income | 45,000 | 91,000 | 135,000 | 181,000 |
| Noninterest expense | 153,000 | 337,000 | 500,000 | 782,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 164,000 | 314,000 | 487,000 | 546,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 164,000 | 314,000 | 487,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,051,000 | 4,136,000 | 4,225,000 | 4,083,000 |
| Total capital | 4,287,000 | 4,372,000 | 4,470,000 | 4,339,000 |
| Risk-weighted assets | 18,752,000 | 18,736,000 | 19,447,000 | 20,294,000 |