Call reports 2006
FARMERS AND MERCHANTS BANK — 2006
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 27,431,000 | 27,397,000 | 27,916,000 | 28,528,000 |
| Total loans | 17,176,000 | 17,409,000 | 17,877,000 | 18,183,000 |
| Allowance for loan losses | 358,000 | 357,000 | 359,000 | 359,000 |
| Securities available for sale | 5,316,000 | 6,290,000 | 6,591,000 | 6,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,472,000 | 23,390,000 | 23,764,000 | 24,449,000 |
| Interest-bearing deposits | 19,732,000 | 19,853,000 | 20,024,000 | 20,579,000 |
| Noninterest-bearing deposits | 3,740,000 | 3,537,000 | 3,740,000 | 3,870,000 |
| Equity capital | 3,838,000 | 3,854,000 | 3,986,000 | 3,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 824,000 | 1,267,000 | 1,714,000 |
| Interest expense | 142,000 | 297,000 | 467,000 | 646,000 |
| Net interest income | 258,000 | 527,000 | 800,000 | 1,068,000 |
| Noninterest income | 49,000 | 98,000 | 147,000 | 188,000 |
| Noninterest expense | 148,000 | 307,000 | 469,000 | 684,000 |
| Provision for loan losses | 22,000 | 39,000 | 53,000 | 85,000 |
| Pretax income | 137,000 | 279,000 | 425,000 | 487,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 279,000 | 425,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,887,000 | 3,974,000 | 4,045,000 | 3,947,000 |
| Total capital | 4,111,000 | 4,199,000 | 4,277,000 | 4,181,000 |
| Risk-weighted assets | 17,816,000 | 17,903,000 | 18,462,000 | 18,587,000 |