Call reports 2005
FARMERS AND MERCHANTS BANK — 2005
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 24,756,000 | 24,916,000 | 24,929,000 | 26,093,000 |
| Total loans | 16,507,000 | 16,007,000 | 16,548,000 | 16,907,000 |
| Allowance for loan losses | 362,000 | 357,000 | 361,000 | 357,000 |
| Securities available for sale | 4,864,000 | 5,076,000 | 5,309,000 | 5,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,941,000 | 20,988,000 | 20,967,000 | 22,221,000 |
| Interest-bearing deposits | 17,837,000 | 17,749,000 | 17,391,000 | 18,530,000 |
| Noninterest-bearing deposits | 3,105,000 | 3,239,000 | 3,576,000 | 3,691,000 |
| Equity capital | 3,747,000 | 3,831,000 | 3,863,000 | 3,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 675,000 | 1,038,000 | 1,399,000 |
| Interest expense | 80,000 | 174,000 | 282,000 | 399,000 |
| Net interest income | 253,000 | 501,000 | 756,000 | 1,000,000 |
| Noninterest income | 52,000 | 104,000 | 156,000 | 205,000 |
| Noninterest expense | 145,000 | 296,000 | 445,000 | 639,000 |
| Provision for loan losses | 21,000 | 50,000 | 82,000 | 127,000 |
| Pretax income | 139,000 | 260,000 | 385,000 | 434,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 260,000 | 385,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,720,000 | 3,791,000 | 3,856,000 | 3,800,000 |
| Total capital | 3,932,000 | 4,002,000 | 4,075,000 | 4,024,000 |
| Risk-weighted assets | 16,842,000 | 16,705,000 | 17,352,000 | 17,826,000 |