Call reports 2002
FARMERS AND MERCHANTS BANK — 2002
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,695,000 | 23,256,000 | 23,315,000 | 24,340,000 |
| Total loans | 14,289,000 | 14,281,000 | 14,715,000 | 16,117,000 |
| Allowance for loan losses | 358,000 | 358,000 | 376,000 | 357,000 |
| Securities available for sale | 6,585,000 | 6,654,000 | 6,059,000 | 5,610,000 |
| Securities held to maturity | 75,000 | 69,000 | 61,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,267,000 | 19,681,000 | 19,627,000 | 20,731,000 |
| Interest-bearing deposits | 18,039,000 | 17,121,000 | 17,104,000 | 18,380,000 |
| Noninterest-bearing deposits | 2,228,000 | 2,560,000 | 2,523,000 | 2,351,000 |
| Equity capital | 3,303,000 | 3,455,000 | 3,588,000 | 3,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 746,000 | 1,106,000 | 1,458,000 |
| Interest expense | 138,000 | 263,000 | 381,000 | 495,000 |
| Net interest income | 235,000 | 483,000 | 725,000 | 963,000 |
| Noninterest income | 38,000 | 81,000 | 121,000 | 162,000 |
| Noninterest expense | 138,000 | 290,000 | 443,000 | 622,000 |
| Provision for loan losses | 0 | 4,000 | 11,000 | 40,000 |
| Pretax income | 136,000 | 271,000 | 392,000 | 472,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 136,000 | 271,000 | 392,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,200,000 | 3,275,000 | 3,336,000 | 3,306,000 |
| Total capital | 3,390,000 | 3,463,000 | 3,530,000 | 3,515,000 |
| Risk-weighted assets | 15,036,000 | 14,907,000 | 15,332,000 | 16,544,000 |