Call reports 2017
COMMUNITY FIRST BANK & TRUST — 2017
What COMMUNITY FIRST BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 474,325,000 | 476,057,000 | 473,050,000 | 476,513,000 |
| Total loans | 311,440,000 | 308,279,000 | 316,105,000 | 320,994,000 |
| Allowance for loan losses | 3,776,000 | 3,708,000 | 3,892,000 | 3,894,000 |
| Securities available for sale | 74,174,000 | 72,726,000 | 72,820,000 | 69,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,279,000 | 426,795,000 | 423,336,000 | 433,312,000 |
| Interest-bearing deposits | 344,699,000 | 345,532,000 | 341,378,000 | 352,018,000 |
| Noninterest-bearing deposits | 81,580,000 | 81,263,000 | 81,958,000 | 81,294,000 |
| Equity capital | 45,543,000 | 46,646,000 | 47,055,000 | 40,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,426,000 | 8,836,000 | 13,360,000 | 17,844,000 |
| Interest expense | 506,000 | 1,027,000 | 1,562,000 | 2,124,000 |
| Net interest income | 3,920,000 | 7,809,000 | 11,798,000 | 15,720,000 |
| Noninterest income | 359,000 | 988,000 | 1,446,000 | 1,956,000 |
| Noninterest expense | 3,187,000 | 6,249,000 | 9,270,000 | 13,313,000 |
| Provision for loan losses | 20,000 | 55,000 | 55,000 | 55,000 |
| Pretax income | 1,072,000 | 2,493,000 | 3,919,000 | 4,308,000 |
| Income tax | 381,000 | 895,000 | 1,411,000 | 2,882,000 |
| Net income | 691,000 | 1,598,000 | 2,508,000 | 1,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,105,000 | 43,165,000 | 44,328,000 | 37,190,000 |
| Total capital | 45,881,000 | 46,873,000 | 48,220,000 | 41,084,000 |
| Risk-weighted assets | 327,840,000 | 325,718,000 | 330,455,000 | 331,205,000 |