Call reports 2016
COMMUNITY FIRST BANK & TRUST — 2016
What COMMUNITY FIRST BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 463,974,000 | 474,261,000 | 472,260,000 | 471,392,000 |
| Total loans | 285,820,000 | 297,664,000 | 302,740,000 | 316,044,000 |
| Allowance for loan losses | 3,706,000 | 3,724,000 | 3,468,000 | 3,757,000 |
| Securities available for sale | 100,626,000 | 65,851,000 | 83,909,000 | 69,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,801,000 | 421,835,000 | 419,410,000 | 423,802,000 |
| Interest-bearing deposits | 336,144,000 | 343,139,000 | 338,269,000 | 344,594,000 |
| Noninterest-bearing deposits | 76,657,000 | 78,696,000 | 81,141,000 | 79,208,000 |
| Equity capital | 48,260,000 | 49,109,000 | 49,880,000 | 44,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,233,000 | 8,596,000 | 12,979,000 | 17,371,000 |
| Interest expense | 498,000 | 993,000 | 1,490,000 | 1,981,000 |
| Net interest income | 3,735,000 | 7,603,000 | 11,489,000 | 15,390,000 |
| Noninterest income | 695,000 | 1,352,000 | 1,907,000 | 2,592,000 |
| Noninterest expense | 3,455,000 | 6,764,000 | 10,151,000 | 13,545,000 |
| Provision for loan losses | -578,000 | -578,000 | -904,000 | -632,000 |
| Pretax income | 1,590,000 | 2,975,000 | 4,355,000 | 5,295,000 |
| Income tax | 588,000 | 1,100,000 | 1,624,000 | 1,947,000 |
| Net income | 1,002,000 | 1,875,000 | 2,731,000 | 3,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,197,000 | 42,318,000 | 43,423,000 | 41,667,000 |
| Total capital | 44,903,000 | 46,041,000 | 46,891,000 | 45,424,000 |
| Risk-weighted assets | 317,433,000 | 321,423,000 | 325,435,000 | 329,483,000 |