Call reports 2014
COMMUNITY FIRST BANK & TRUST — 2014
What COMMUNITY FIRST BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 449,676,000 | 450,389,000 | 435,509,000 | 441,475,000 |
| Total loans | 263,472,000 | 264,387,000 | 263,267,000 | 256,542,000 |
| Allowance for loan losses | 6,613,000 | 6,306,000 | 6,105,000 | 5,171,000 |
| Securities available for sale | 90,442,000 | 95,690,000 | 87,567,000 | 91,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,991,000 | 408,841,000 | 394,088,000 | 398,766,000 |
| Interest-bearing deposits | 353,272,000 | 349,242,000 | 331,843,000 | 337,300,000 |
| Noninterest-bearing deposits | 56,719,000 | 59,599,000 | 62,245,000 | 61,466,000 |
| Equity capital | 37,297,000 | 39,000,000 | 38,797,000 | 40,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,988,000 | 8,000,000 | 11,998,000 | 15,930,000 |
| Interest expense | 589,000 | 1,145,000 | 1,668,000 | 2,174,000 |
| Net interest income | 3,399,000 | 6,855,000 | 10,330,000 | 13,756,000 |
| Noninterest income | 508,000 | 1,249,000 | 1,719,000 | 2,470,000 |
| Noninterest expense | 3,342,000 | 6,820,000 | 10,415,000 | 13,929,000 |
| Provision for loan losses | -500,000 | -800,000 | -800,000 | -1,014,000 |
| Pretax income | 1,065,000 | 2,124,000 | 2,647,000 | 3,532,000 |
| Income tax | 104,000 | 205,000 | 506,000 | 589,000 |
| Net income | 961,000 | 1,919,000 | 2,141,000 | 2,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,684,000 | 39,676,000 | 39,931,000 | 40,768,000 |
| Total capital | 42,214,000 | 43,234,000 | 43,389,000 | 44,174,000 |
| Risk-weighted assets | 279,322,000 | 281,901,000 | 273,999,000 | 270,678,000 |