Call reports 2013
COMMUNITY FIRST BANK & TRUST — 2013
What COMMUNITY FIRST BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 499,769,000 | 465,971,000 | 448,777,000 | 446,929,000 |
| Total loans | 293,582,000 | 294,901,000 | 284,802,000 | 273,707,000 |
| Allowance for loan losses | 10,032,000 | 9,054,000 | 8,363,000 | 8,039,000 |
| Securities available for sale | 72,256,000 | 66,920,000 | 67,761,000 | 81,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,466,000 | 426,598,000 | 410,269,000 | 408,429,000 |
| Interest-bearing deposits | 389,498,000 | 377,010,000 | 357,382,000 | 353,552,000 |
| Noninterest-bearing deposits | 50,968,000 | 49,588,000 | 52,887,000 | 54,877,000 |
| Equity capital | 36,164,000 | 35,162,000 | 35,172,000 | 35,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,606,000 | 8,947,000 | 13,272,000 | 17,439,000 |
| Interest expense | 1,047,000 | 1,950,000 | 2,704,000 | 3,387,000 |
| Net interest income | 3,559,000 | 6,997,000 | 10,568,000 | 14,052,000 |
| Noninterest income | 896,000 | 1,376,000 | 1,864,000 | 2,545,000 |
| Noninterest expense | 3,672,000 | 7,072,000 | 10,537,000 | 13,847,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 45,000 |
| Pretax income | 483,000 | 1,183,000 | 1,777,000 | 2,887,000 |
| Income tax | 107,000 | 226,000 | 342,000 | 444,000 |
| Net income | 376,000 | 957,000 | 1,435,000 | 2,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,520,000 | 36,134,000 | 36,647,000 | 37,689,000 |
| Total capital | 39,260,000 | 39,893,000 | 40,356,000 | 41,252,000 |
| Risk-weighted assets | 292,886,000 | 295,454,000 | 291,882,000 | 280,557,000 |