Call reports 2012
COMMUNITY FIRST BANK & TRUST — 2012
What COMMUNITY FIRST BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 582,713,000 | 572,587,000 | 559,043,000 | 509,200,000 |
| Total loans | 405,885,000 | 372,193,000 | 351,391,000 | 307,803,000 |
| Allowance for loan losses | 18,813,000 | 14,672,000 | 11,624,000 | 9,767,000 |
| Securities available for sale | 66,469,000 | 64,105,000 | 68,270,000 | 70,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 518,950,000 | 513,771,000 | 500,048,000 | 450,202,000 |
| Interest-bearing deposits | 466,567,000 | 463,242,000 | 448,860,000 | 401,038,000 |
| Noninterest-bearing deposits | 52,383,000 | 50,529,000 | 51,188,000 | 49,164,000 |
| Equity capital | 35,055,000 | 35,289,000 | 33,796,000 | 35,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,284,000 | 12,213,000 | 17,709,000 | 22,723,000 |
| Interest expense | 1,551,000 | 2,944,000 | 4,308,000 | 5,541,000 |
| Net interest income | 4,733,000 | 9,269,000 | 13,401,000 | 17,182,000 |
| Noninterest income | 1,880,000 | 2,456,000 | 2,769,000 | 5,919,000 |
| Noninterest expense | 4,396,000 | 8,491,000 | 12,555,000 | 16,773,000 |
| Provision for loan losses | 0 | 700,000 | 2,700,000 | 2,700,000 |
| Pretax income | 2,217,000 | 3,063,000 | 2,130,000 | 4,843,000 |
| Income tax | 171,000 | 363,000 | 547,000 | 698,000 |
| Net income | 2,046,000 | 2,700,000 | 1,583,000 | 4,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,835,000 | 33,570,000 | 32,509,000 | 35,109,000 |
| Total capital | 37,998,000 | 38,289,000 | 36,949,000 | 39,039,000 |
| Risk-weighted assets | 399,390,000 | 367,448,000 | 348,023,000 | 308,545,000 |