Call reports 2011
COMMUNITY FIRST BANK & TRUST — 2011
What COMMUNITY FIRST BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 658,074,000 | 640,244,000 | 635,467,000 | 615,695,000 |
| Total loans | 505,489,000 | 490,785,000 | 465,362,000 | 439,594,000 |
| Allowance for loan losses | 19,775,000 | 18,897,000 | 18,762,000 | 19,545,000 |
| Securities available for sale | 65,470,000 | 62,306,000 | 63,610,000 | 63,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 587,844,000 | 572,478,000 | 570,466,000 | 556,285,000 |
| Interest-bearing deposits | 540,996,000 | 523,559,000 | 518,435,000 | 503,160,000 |
| Noninterest-bearing deposits | 46,848,000 | 48,919,000 | 52,031,000 | 53,125,000 |
| Equity capital | 44,061,000 | 41,247,000 | 39,118,000 | 33,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,740,000 | 15,043,000 | 21,917,000 | 28,673,000 |
| Interest expense | 2,180,000 | 4,157,000 | 6,030,000 | 7,688,000 |
| Net interest income | 5,560,000 | 10,886,000 | 15,887,000 | 20,985,000 |
| Noninterest income | 878,000 | 1,259,000 | 1,709,000 | 362,000 |
| Noninterest expense | 4,600,000 | 9,029,000 | 13,357,000 | 18,105,000 |
| Provision for loan losses | 1,830,000 | 7,030,000 | 8,035,000 | 13,029,000 |
| Pretax income | 8,000 | -3,914,000 | -8,796,000 | -14,787,000 |
| Income tax | 0 | 0 | -1,595,000 | -1,555,000 |
| Net income | 8,000 | -3,922,000 | -7,209,000 | -13,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,814,000 | 39,947,000 | 36,719,000 | 30,736,000 |
| Total capital | 50,065,000 | 46,049,000 | 42,448,000 | 36,231,000 |
| Risk-weighted assets | 486,545,000 | 475,387,000 | 445,271,000 | 425,548,000 |