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Call reports 2008

COMMUNITY FIRST BANK & TRUST — 2008

What COMMUNITY FIRST BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/be20d275-5253-4051-8c02-109b956ce614/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets633,192,000656,518,000687,054,000713,019,000
Total loans531,876,000549,818,000556,852,000576,220,000
Allowance for loan losses6,566,0006,818,0006,893,0008,981,000
Securities available for sale57,485,00061,034,00059,647,00076,497,000
Securities held to maturity0000
Trading assets0000
Total deposits551,909,000550,481,000584,891,000599,864,000
Interest-bearing deposits497,909,000498,946,000531,832,000553,470,000
Noninterest-bearing deposits54,000,00051,535,00053,059,00046,394,000
Equity capital59,861,00059,593,00059,755,00061,303,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income10,150,00019,522,00029,133,00038,202,000
Interest expense5,594,00010,305,00014,731,00019,246,000
Net interest income4,556,0009,217,00014,402,00018,956,000
Noninterest income1,211,0002,402,0003,422,0004,146,000
Noninterest expense4,501,0009,096,00013,690,00018,186,000
Provision for loan losses526,000966,0001,616,0005,528,000
Pretax income992,0001,815,0002,776,000-354,000
Income tax265,000473,000704,000-622,000
Net income727,0001,342,0002,072,000268,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital52,309,00052,967,00053,302,00053,564,000
Total capital58,908,00059,785,00060,195,00061,070,000
Risk-weighted assets544,455,000583,858,000592,019,000599,032,000

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