Call reports 2004
COMMUNITY FIRST BANK & TRUST — 2004
What COMMUNITY FIRST BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 227,968,000 | 243,447,000 | 250,683,000 | 257,157,000 |
| Total loans | 183,583,000 | 192,974,000 | 205,511,000 | 212,335,000 |
| Allowance for loan losses | 2,360,000 | 2,463,000 | 2,600,000 | 2,740,000 |
| Securities available for sale | 32,529,000 | 31,268,000 | 28,007,000 | 27,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,363,000 | 213,449,000 | 218,804,000 | 224,570,000 |
| Interest-bearing deposits | 181,669,000 | 191,693,000 | 196,473,000 | 202,922,000 |
| Noninterest-bearing deposits | 19,694,000 | 21,756,000 | 22,331,000 | 21,648,000 |
| Equity capital | 20,862,000 | 21,255,000 | 23,000,000 | 23,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,833,000 | 5,802,000 | 9,050,000 | 12,589,000 |
| Interest expense | 938,000 | 1,888,000 | 2,934,000 | 4,127,000 |
| Net interest income | 1,895,000 | 3,914,000 | 6,116,000 | 8,462,000 |
| Noninterest income | 517,000 | 1,078,000 | 1,576,000 | 2,107,000 |
| Noninterest expense | 1,490,000 | 3,014,000 | 4,523,000 | 6,127,000 |
| Provision for loan losses | 138,000 | 342,000 | 537,000 | 720,000 |
| Pretax income | 784,000 | 1,636,000 | 2,632,000 | 3,722,000 |
| Income tax | 301,000 | 628,000 | 1,004,000 | 1,378,000 |
| Net income | 483,000 | 1,008,000 | 1,628,000 | 2,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,821,000 | 21,346,000 | 22,965,000 | 23,682,000 |
| Total capital | 23,145,000 | 23,809,000 | 25,565,000 | 26,396,000 |
| Risk-weighted assets | 185,904,000 | 200,116,000 | 211,903,000 | 217,099,000 |
Machine access — free, no API key
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