Call reports 2002
COMMUNITY FIRST BANK & TRUST — 2002
What COMMUNITY FIRST BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 132,887,000 | 139,278,000 | 160,545,000 | 173,836,000 |
| Total loans | 103,559,000 | 110,147,000 | 126,566,000 | 136,522,000 |
| Allowance for loan losses | 1,365,000 | 1,490,000 | 1,657,000 | 1,773,000 |
| Securities available for sale | 20,373,000 | 12,196,000 | 15,750,000 | 18,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,572,000 | 120,700,000 | 138,636,000 | 151,850,000 |
| Interest-bearing deposits | 103,459,000 | 109,171,000 | 126,378,000 | 137,957,000 |
| Noninterest-bearing deposits | 11,113,000 | 11,529,000 | 12,258,000 | 13,893,000 |
| Equity capital | 11,463,000 | 11,715,000 | 14,823,000 | 15,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,082,000 | 4,230,000 | 6,510,000 | 8,955,000 |
| Interest expense | 929,000 | 1,799,000 | 2,770,000 | 3,782,000 |
| Net interest income | 1,153,000 | 2,431,000 | 3,740,000 | 5,173,000 |
| Noninterest income | 269,000 | 566,000 | 921,000 | 1,295,000 |
| Noninterest expense | 1,115,000 | 2,254,000 | 3,420,000 | 4,534,000 |
| Provision for loan losses | 97,000 | 243,000 | 417,000 | 683,000 |
| Pretax income | 210,000 | 605,000 | 928,000 | 1,355,000 |
| Income tax | 82,000 | 237,000 | 364,000 | 532,000 |
| Net income | 128,000 | 368,000 | 564,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,376,000 | 11,616,000 | 14,702,000 | 14,910,000 |
| Total capital | 12,685,000 | 13,106,000 | 16,313,000 | 16,602,000 |
| Risk-weighted assets | 104,677,000 | 120,493,000 | 128,811,000 | 135,266,000 |