Call reports 2001
COMMUNITY FIRST BANK & TRUST — 2001
What COMMUNITY FIRST BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 108,212,000 | 114,238,000 | 117,874,000 | 128,502,000 |
| Total loans | 75,086,000 | 77,696,000 | 87,585,000 | 99,155,000 |
| Allowance for loan losses | 989,000 | 1,065,000 | 1,145,000 | 1,327,000 |
| Securities available for sale | 17,957,000 | 20,961,000 | 20,947,000 | 21,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,271,000 | 102,193,000 | 105,198,000 | 111,217,000 |
| Interest-bearing deposits | 86,104,000 | 92,054,000 | 94,895,000 | 101,453,000 |
| Noninterest-bearing deposits | 10,167,000 | 10,139,000 | 10,303,000 | 9,764,000 |
| Equity capital | 11,017,000 | 11,150,000 | 11,319,000 | 11,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,031,000 | 4,123,000 | 6,238,000 | 8,384,000 |
| Interest expense | 1,134,000 | 2,270,000 | 3,393,000 | 4,431,000 |
| Net interest income | 897,000 | 1,853,000 | 2,845,000 | 3,953,000 |
| Noninterest income | 208,000 | 454,000 | 690,000 | 981,000 |
| Noninterest expense | 918,000 | 1,877,000 | 2,879,000 | 3,901,000 |
| Provision for loan losses | 124,000 | 219,000 | 376,000 | 594,000 |
| Pretax income | 64,000 | 265,000 | 419,000 | 578,000 |
| Income tax | 0 | 0 | 0 | -45,000 |
| Net income | 64,000 | 265,000 | 419,000 | 623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,618,000 | 10,829,000 | 10,962,000 | 10,872,000 |
| Total capital | 11,591,000 | 11,889,000 | 12,090,000 | 12,117,000 |
| Risk-weighted assets | 77,825,000 | 84,764,000 | 90,204,000 | 99,519,000 |