Call reports 2003
ARAPAHOE BANK AND TRUST — 2003
What ARAPAHOE BANK AND TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Total assets | 158,173,000 | 149,575,000 |
| Total loans | 67,124,000 | 65,736,000 |
| Allowance for loan losses | 651,000 | 650,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 55,749,000 | 42,241,000 |
| Trading assets | 0 | 0 |
| Total deposits | 130,035,000 | 123,116,000 |
| Interest-bearing deposits | 102,880,000 | 96,612,000 |
| Noninterest-bearing deposits | 27,155,000 | 26,504,000 |
| Equity capital | 16,909,000 | 16,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Interest income | 1,665,000 | 3,321,000 |
| Interest expense | 437,000 | 865,000 |
| Net interest income | 1,228,000 | 2,456,000 |
| Noninterest income | 203,000 | 363,000 |
| Noninterest expense | 982,000 | 1,959,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 449,000 | 860,000 |
| Income tax | 148,000 | 280,000 |
| Net income | 301,000 | 580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Tier 1 capital | 16,909,000 | 16,891,000 |
| Total capital | 17,560,000 | 17,541,000 |
| Risk-weighted assets | 88,681,000 | 85,870,000 |