Call reports 2002
ARAPAHOE BANK AND TRUST — 2002
What ARAPAHOE BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 143,103,000 | 144,627,000 | 141,799,000 | 150,454,000 |
| Total loans | 66,687,000 | 72,143,000 | 69,936,000 | 69,532,000 |
| Allowance for loan losses | 617,000 | 630,000 | 644,000 | 649,000 |
| Securities available for sale | 507,000 | 6,000 | 4,000 | 0 |
| Securities held to maturity | 48,057,000 | 50,400,000 | 53,898,000 | 46,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,125,000 | 116,012,000 | 117,425,000 | 124,904,000 |
| Interest-bearing deposits | 90,768,000 | 91,515,000 | 93,348,000 | 96,127,000 |
| Noninterest-bearing deposits | 26,357,000 | 24,497,000 | 24,077,000 | 28,777,000 |
| Equity capital | 16,436,000 | 15,968,000 | 16,295,000 | 16,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,962,000 | 3,935,000 | 5,840,000 | 7,702,000 |
| Interest expense | 588,000 | 1,133,000 | 1,651,000 | 2,128,000 |
| Net interest income | 1,374,000 | 2,802,000 | 4,189,000 | 5,574,000 |
| Noninterest income | 181,000 | 346,000 | 510,000 | 672,000 |
| Noninterest expense | 930,000 | 1,878,000 | 3,050,000 | 4,135,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 610,000 | 819,000 | 1,183,000 | 1,626,000 |
| Income tax | 207,000 | 345,000 | 382,000 | 495,000 |
| Net income | 403,000 | 474,000 | 801,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,436,000 | 15,968,000 | 16,295,000 | 16,608,000 |
| Total capital | 17,053,000 | 16,598,000 | 16,939,000 | 17,257,000 |
| Risk-weighted assets | 93,248,000 | 91,952,000 | 90,166,000 | 89,936,000 |