Call reports 2013
FARMERS CITIZENS BANK, THE — 2013
What FARMERS CITIZENS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 374,551,000 | 363,971,000 | 372,127,000 |
| Total loans | 241,023,000 | 253,689,000 | 258,119,000 |
| Allowance for loan losses | 2,748,000 | 2,804,000 | 2,800,000 |
| Securities available for sale | 98,596,000 | 91,352,000 | 89,862,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 334,764,000 | 326,963,000 | 334,630,000 |
| Interest-bearing deposits | 292,354,000 | 290,914,000 | 295,013,000 |
| Noninterest-bearing deposits | 42,410,000 | 36,049,000 | 39,617,000 |
| Equity capital | 33,159,000 | 30,344,000 | 30,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 3,761,000 | 7,668,000 | 11,532,000 |
| Interest expense | 717,000 | 1,422,000 | 2,132,000 |
| Net interest income | 3,044,000 | 6,246,000 | 9,400,000 |
| Noninterest income | 549,000 | 1,241,000 | 1,814,000 |
| Noninterest expense | 2,895,000 | 5,665,000 | 9,156,000 |
| Provision for loan losses | 375,000 | 425,000 | 425,000 |
| Pretax income | 1,083,000 | 2,221,000 | 2,457,000 |
| Income tax | 294,000 | 611,000 | 704,000 |
| Net income | 789,000 | 1,610,000 | 1,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 32,799,000 | 32,919,000 | 32,762,000 |
| Total capital | 35,562,000 | 35,738,000 | 35,576,000 |
| Risk-weighted assets | 235,696,000 | 246,666,000 | 246,509,000 |