Call reports 2011
FARMERS CITIZENS BANK, THE — 2011
What FARMERS CITIZENS BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 346,924,000 | 356,242,000 | 356,321,000 | 356,769,000 |
| Total loans | 188,552,000 | 188,729,000 | 199,078,000 | 206,563,000 |
| Allowance for loan losses | 2,497,000 | 2,561,000 | 2,810,000 | 2,633,000 |
| Securities available for sale | 135,116,000 | 126,704,000 | 134,142,000 | 129,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,408,000 | 302,053,000 | 310,888,000 | 312,844,000 |
| Interest-bearing deposits | 278,805,000 | 277,577,000 | 282,807,000 | 282,030,000 |
| Noninterest-bearing deposits | 23,603,000 | 24,476,000 | 28,081,000 | 30,814,000 |
| Equity capital | 29,497,000 | 30,625,000 | 31,600,000 | 31,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,728,000 | 7,600,000 | 11,337,000 | 15,135,000 |
| Interest expense | 1,128,000 | 2,209,000 | 3,237,000 | 4,174,000 |
| Net interest income | 2,600,000 | 5,391,000 | 8,100,000 | 10,961,000 |
| Noninterest income | 396,000 | 826,000 | 1,354,000 | 1,929,000 |
| Noninterest expense | 2,099,000 | 4,372,000 | 6,726,000 | 9,389,000 |
| Provision for loan losses | 250,000 | 585,000 | 835,000 | 960,000 |
| Pretax income | 649,000 | 1,586,000 | 2,521,000 | 3,394,000 |
| Income tax | 167,000 | 440,000 | 703,000 | 928,000 |
| Net income | 482,000 | 1,146,000 | 1,818,000 | 2,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,905,000 | 29,320,000 | 29,733,000 | 30,233,000 |
| Total capital | 31,412,000 | 31,891,000 | 32,379,000 | 32,876,000 |
| Risk-weighted assets | 204,419,000 | 209,963,000 | 211,536,000 | 216,072,000 |