Call reports 2002
FARMERS CITIZENS BANK, THE — 2002
What FARMERS CITIZENS BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 110,376,000 | 118,761,000 | 129,233,000 | 132,428,000 |
| Total loans | 61,342,000 | 65,635,000 | 68,496,000 | 71,534,000 |
| Allowance for loan losses | 1,500,000 | 1,221,000 | 1,224,000 | 1,213,000 |
| Securities available for sale | 34,555,000 | 39,153,000 | 45,860,000 | 45,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,607,000 | 87,119,000 | 92,013,000 | 97,069,000 |
| Interest-bearing deposits | 74,488,000 | 75,454,000 | 79,979,000 | 83,604,000 |
| Noninterest-bearing deposits | 12,119,000 | 11,665,000 | 12,034,000 | 13,465,000 |
| Equity capital | 11,693,000 | 12,333,000 | 12,846,000 | 12,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,646,000 | 3,382,000 | 5,176,000 | 7,006,000 |
| Interest expense | 539,000 | 1,111,000 | 1,762,000 | 2,424,000 |
| Net interest income | 1,107,000 | 2,271,000 | 3,414,000 | 4,582,000 |
| Noninterest income | 171,000 | 354,000 | 595,000 | 837,000 |
| Noninterest expense | 1,229,000 | 2,236,000 | 3,299,000 | 4,411,000 |
| Provision for loan losses | 0 | -275,000 | -275,000 | -275,000 |
| Pretax income | 51,000 | 680,000 | 1,017,000 | 1,313,000 |
| Income tax | -19,000 | 151,000 | 213,000 | 203,000 |
| Net income | 70,000 | 529,000 | 804,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,691,000 | 12,057,000 | 12,220,000 | 12,263,000 |
| Total capital | 12,619,000 | 13,047,000 | 13,250,000 | 13,294,000 |
| Risk-weighted assets | 73,666,000 | 78,936,000 | 82,243,000 | 82,311,000 |