Call reports 2012
FIRST NATIONAL BANK OF STIGLER, THE — 2012
What FIRST NATIONAL BANK OF STIGLER, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 107,756,000 | 106,203,000 | 103,618,000 | 105,028,000 |
| Total loans | 37,310,000 | 37,555,000 | 37,142,000 | 39,320,000 |
| Allowance for loan losses | 495,000 | 493,000 | 493,000 | 492,000 |
| Securities available for sale | 50,077,000 | 50,419,000 | 47,982,000 | 47,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,176,000 | 96,907,000 | 93,993,000 | 95,776,000 |
| Interest-bearing deposits | 71,718,000 | 70,444,000 | 66,843,000 | 66,314,000 |
| Noninterest-bearing deposits | 26,458,000 | 26,463,000 | 27,150,000 | 29,462,000 |
| Equity capital | 9,381,000 | 9,052,000 | 9,334,000 | 9,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 975,000 | 1,902,000 | 2,800,000 | 3,678,000 |
| Interest expense | 98,000 | 186,000 | 261,000 | 328,000 |
| Net interest income | 877,000 | 1,716,000 | 2,539,000 | 3,350,000 |
| Noninterest income | 168,000 | 346,000 | 516,000 | 681,000 |
| Noninterest expense | 598,000 | 1,172,000 | 1,766,000 | 2,285,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 447,000 | 891,000 | 1,290,000 | 1,744,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 447,000 | 891,000 | 1,290,000 | 1,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,276,000 | 7,950,000 | 7,815,000 | 7,853,000 |
| Total capital | 8,771,000 | 8,443,000 | 8,308,000 | 8,345,000 |
| Risk-weighted assets | 44,271,000 | 44,574,000 | 43,943,000 | 46,789,000 |