Call reports 2009
FIRST NATIONAL BANK OF STIGLER, THE — 2009
What FIRST NATIONAL BANK OF STIGLER, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 101,264,000 | 99,654,000 | 97,685,000 | 98,456,000 |
| Total loans | 36,844,000 | 36,937,000 | 34,860,000 | 35,959,000 |
| Allowance for loan losses | 367,000 | 390,000 | 422,000 | 434,000 |
| Securities available for sale | 45,215,000 | 54,227,000 | 53,766,000 | 51,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,396,000 | 91,300,000 | 88,896,000 | 89,865,000 |
| Interest-bearing deposits | 68,997,000 | 66,724,000 | 66,245,000 | 67,419,000 |
| Noninterest-bearing deposits | 23,399,000 | 24,576,000 | 22,651,000 | 22,446,000 |
| Equity capital | 8,644,000 | 8,039,000 | 8,435,000 | 8,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,122,000 | 2,269,000 | 3,436,000 | 4,624,000 |
| Interest expense | 209,000 | 403,000 | 592,000 | 776,000 |
| Net interest income | 913,000 | 1,866,000 | 2,844,000 | 3,848,000 |
| Noninterest income | 169,000 | 333,000 | 519,000 | 696,000 |
| Noninterest expense | 526,000 | 1,149,000 | 1,759,000 | 2,352,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 122,000 |
| Pretax income | 526,000 | 990,000 | 1,727,000 | 2,283,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 526,000 | 990,000 | 1,727,000 | 2,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,200,000 | 6,915,000 | 6,996,000 | 6,990,000 |
| Total capital | 7,567,000 | 7,305,000 | 7,418,000 | 7,424,000 |
| Risk-weighted assets | 42,762,000 | 47,314,000 | 45,456,000 | 46,190,000 |