Call reports 2008
FIRST NATIONAL BANK OF STIGLER, THE — 2008
What FIRST NATIONAL BANK OF STIGLER, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 93,277,000 | 94,649,000 | 94,329,000 | 93,906,000 |
| Total loans | 37,873,000 | 39,765,000 | 39,684,000 | 38,547,000 |
| Allowance for loan losses | 292,000 | 305,000 | 323,000 | 335,000 |
| Securities available for sale | 35,610,000 | 41,401,000 | 42,247,000 | 43,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,438,000 | 88,144,000 | 86,944,000 | 85,664,000 |
| Interest-bearing deposits | 65,155,000 | 66,602,000 | 64,245,000 | 64,466,000 |
| Noninterest-bearing deposits | 20,283,000 | 21,542,000 | 22,699,000 | 21,198,000 |
| Equity capital | 7,553,000 | 6,196,000 | 7,056,000 | 8,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,288,000 | 2,543,000 | 3,812,000 | 5,001,000 |
| Interest expense | 376,000 | 679,000 | 957,000 | 1,191,000 |
| Net interest income | 912,000 | 1,864,000 | 2,855,000 | 3,810,000 |
| Noninterest income | 189,000 | 383,000 | 586,000 | 790,000 |
| Noninterest expense | 530,000 | 1,107,000 | 1,638,000 | 2,233,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 61,000 |
| Pretax income | 558,000 | 1,090,000 | 1,738,000 | 2,328,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 558,000 | 1,090,000 | 1,738,000 | 2,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,835,000 | 6,636,000 | 6,684,000 | 6,674,000 |
| Total capital | 7,127,000 | 6,941,000 | 7,007,000 | 7,009,000 |
| Risk-weighted assets | 44,411,000 | 49,789,000 | 45,765,000 | 44,896,000 |