Call reports 2007
FIRST NATIONAL BANK OF STIGLER, THE — 2007
What FIRST NATIONAL BANK OF STIGLER, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 87,362,000 | 88,364,000 | 86,430,000 | 86,362,000 |
| Total loans | 35,301,000 | 34,933,000 | 36,615,000 | 38,481,000 |
| Allowance for loan losses | 329,000 | 311,000 | 305,000 | 277,000 |
| Securities available for sale | 36,301,000 | 36,605,000 | 39,001,000 | 37,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,629,000 | 83,043,000 | 80,501,000 | 79,753,000 |
| Interest-bearing deposits | 62,747,000 | 63,706,000 | 60,837,000 | 59,645,000 |
| Noninterest-bearing deposits | 18,882,000 | 19,337,000 | 19,664,000 | 20,108,000 |
| Equity capital | 5,441,000 | 4,970,000 | 5,527,000 | 6,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,270,000 | 2,601,000 | 3,954,000 | 5,321,000 |
| Interest expense | 442,000 | 920,000 | 1,409,000 | 1,847,000 |
| Net interest income | 828,000 | 1,681,000 | 2,545,000 | 3,474,000 |
| Noninterest income | 191,000 | 402,000 | 607,000 | 794,000 |
| Noninterest expense | 502,000 | 1,046,000 | 1,561,000 | 2,092,000 |
| Provision for loan losses | 31,000 | 14,000 | 14,000 | 15,000 |
| Pretax income | 486,000 | 1,023,000 | 1,577,000 | 2,161,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 486,000 | 1,023,000 | 1,577,000 | 2,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,954,000 | 5,973,000 | 6,014,000 | 6,278,000 |
| Total capital | 6,283,000 | 6,284,000 | 6,319,000 | 6,555,000 |
| Risk-weighted assets | 42,942,000 | 43,362,000 | 44,663,000 | 43,562,000 |