Call reports 2006
FIRST NATIONAL BANK OF STIGLER, THE — 2006
What FIRST NATIONAL BANK OF STIGLER, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 86,183,000 | 85,794,000 | 83,788,000 | 81,987,000 |
| Total loans | 40,165,000 | 38,964,000 | 38,603,000 | 37,561,000 |
| Allowance for loan losses | 317,000 | 319,000 | 269,000 | 300,000 |
| Securities available for sale | 32,548,000 | 36,186,000 | 37,466,000 | 39,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,888,000 | 78,450,000 | 78,310,000 | 76,421,000 |
| Interest-bearing deposits | 63,297,000 | 61,320,000 | 60,449,000 | 59,196,000 |
| Noninterest-bearing deposits | 17,591,000 | 17,130,000 | 17,861,000 | 17,225,000 |
| Equity capital | 5,065,000 | 4,619,000 | 5,125,000 | 5,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,285,000 | 2,540,000 | 3,825,000 | 5,110,000 |
| Interest expense | 323,000 | 680,000 | 1,084,000 | 1,507,000 |
| Net interest income | 962,000 | 1,860,000 | 2,741,000 | 3,603,000 |
| Noninterest income | 208,000 | 429,000 | 651,000 | 855,000 |
| Noninterest expense | 493,000 | 1,037,000 | 1,532,000 | 2,092,000 |
| Provision for loan losses | 1,000 | 4,000 | 25,000 | 55,000 |
| Pretax income | 676,000 | 1,248,000 | 1,835,000 | 2,311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 676,000 | 1,248,000 | 1,835,000 | 2,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,049,000 | 5,999,000 | 6,032,000 | 5,967,000 |
| Total capital | 6,366,000 | 6,318,000 | 6,301,000 | 6,267,000 |
| Risk-weighted assets | 48,364,000 | 48,273,000 | 43,947,000 | 42,409,000 |