Call reports 2005
FIRST NATIONAL BANK OF STIGLER, THE — 2005
What FIRST NATIONAL BANK OF STIGLER, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 80,782,000 | 83,591,000 | 84,500,000 | 85,543,000 |
| Total loans | 35,165,000 | 37,905,000 | 38,421,000 | 37,676,000 |
| Allowance for loan losses | 312,000 | 311,000 | 318,000 | 319,000 |
| Securities available for sale | 35,011,000 | 33,668,000 | 35,353,000 | 33,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,358,000 | 77,852,000 | 78,904,000 | 80,307,000 |
| Interest-bearing deposits | 59,086,000 | 60,087,000 | 59,925,000 | 59,361,000 |
| Noninterest-bearing deposits | 16,272,000 | 17,765,000 | 18,979,000 | 20,946,000 |
| Equity capital | 5,264,000 | 5,518,000 | 5,324,000 | 5,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 2,048,000 | 3,170,000 | 4,326,000 |
| Interest expense | 181,000 | 392,000 | 639,000 | 925,000 |
| Net interest income | 812,000 | 1,656,000 | 2,531,000 | 3,401,000 |
| Noninterest income | 201,000 | 412,000 | 620,000 | 839,000 |
| Noninterest expense | 485,000 | 1,025,000 | 1,518,000 | 2,053,000 |
| Provision for loan losses | 1,000 | 4,000 | 8,000 | 10,000 |
| Pretax income | 527,000 | 1,039,000 | 1,625,000 | 2,177,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 527,000 | 1,039,000 | 1,625,000 | 2,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,911,000 | 5,930,000 | 5,946,000 | 5,980,000 |
| Total capital | 6,223,000 | 6,241,000 | 6,264,000 | 6,299,000 |
| Risk-weighted assets | 41,937,000 | 44,522,000 | 44,957,000 | 43,221,000 |