Call reports 2004
FIRST NATIONAL BANK OF STIGLER, THE — 2004
What FIRST NATIONAL BANK OF STIGLER, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 81,173,000 | 84,769,000 | 80,249,000 | 79,216,000 |
| Total loans | 33,361,000 | 34,148,000 | 35,050,000 | 34,746,000 |
| Allowance for loan losses | 296,000 | 296,000 | 298,000 | 306,000 |
| Securities available for sale | 36,608,000 | 37,190,000 | 36,516,000 | 34,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,811,000 | 73,750,000 | 73,619,000 | 73,394,000 |
| Interest-bearing deposits | 59,997,000 | 58,013,000 | 57,985,000 | 56,506,000 |
| Noninterest-bearing deposits | 14,814,000 | 15,737,000 | 15,634,000 | 16,888,000 |
| Equity capital | 6,219,000 | 5,283,000 | 5,905,000 | 5,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 984,000 | 1,933,000 | 2,927,000 | 3,972,000 |
| Interest expense | 160,000 | 309,000 | 464,000 | 620,000 |
| Net interest income | 824,000 | 1,624,000 | 2,463,000 | 3,352,000 |
| Noninterest income | 183,000 | 375,000 | 579,000 | 791,000 |
| Noninterest expense | 478,000 | 1,007,000 | 1,496,000 | 2,033,000 |
| Provision for loan losses | 1,000 | 2,000 | 3,000 | 4,000 |
| Pretax income | 558,000 | 1,026,000 | 1,589,000 | 2,156,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 558,000 | 1,026,000 | 1,589,000 | 2,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,848,000 | 5,854,000 | 5,878,000 | 5,877,000 |
| Total capital | 6,144,000 | 6,150,000 | 6,176,000 | 6,183,000 |
| Risk-weighted assets | 43,064,000 | 47,547,000 | 43,560,000 | 40,730,000 |