Call reports 2012
CENTURY BANK — 2012
What CENTURY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 84,318,000 | 87,124,000 | 85,848,000 | 83,316,000 |
| Total loans | 68,568,000 | 69,509,000 | 71,684,000 | 66,769,000 |
| Allowance for loan losses | 1,434,000 | 1,421,000 | 1,500,000 | 1,502,000 |
| Securities available for sale | 90,000 | 81,000 | 72,000 | 64,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,943,000 | 71,054,000 | 69,164,000 | 68,771,000 |
| Interest-bearing deposits | 52,582,000 | 53,201,000 | 53,542,000 | 51,812,000 |
| Noninterest-bearing deposits | 16,361,000 | 17,853,000 | 15,622,000 | 16,959,000 |
| Equity capital | 11,279,000 | 11,861,000 | 12,268,000 | 12,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 2,275,000 | 3,506,000 | 4,611,000 |
| Interest expense | 112,000 | 213,000 | 307,000 | 390,000 |
| Net interest income | 892,000 | 2,062,000 | 3,199,000 | 4,221,000 |
| Noninterest income | 95,000 | 134,000 | 176,000 | 213,000 |
| Noninterest expense | 710,000 | 1,394,000 | 2,021,000 | 2,810,000 |
| Provision for loan losses | 77,000 | -364,000 | -512,000 | -510,000 |
| Pretax income | 200,000 | 1,166,000 | 1,866,000 | 2,134,000 |
| Income tax | 78,000 | 461,000 | 753,000 | 836,000 |
| Net income | 122,000 | 705,000 | 1,113,000 | 1,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,276,000 | 11,858,000 | 12,266,000 | 12,451,000 |
| Total capital | 12,150,000 | 12,759,000 | 13,217,000 | 13,324,000 |
| Risk-weighted assets | 69,318,000 | 71,520,000 | 75,544,000 | 69,228,000 |