Call reports 2011
CENTURY BANK — 2011
What CENTURY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 91,575,000 | 89,146,000 | 87,068,000 | 84,932,000 |
| Total loans | 71,391,000 | 70,966,000 | 69,722,000 | 67,686,000 |
| Allowance for loan losses | 1,336,000 | 1,345,000 | 1,394,000 | 1,355,000 |
| Securities available for sale | 135,000 | 123,000 | 112,000 | 101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,597,000 | 72,062,000 | 71,854,000 | 69,677,000 |
| Interest-bearing deposits | 61,287,000 | 57,229,000 | 56,416,000 | 53,691,000 |
| Noninterest-bearing deposits | 13,310,000 | 14,833,000 | 15,438,000 | 15,986,000 |
| Equity capital | 10,831,000 | 10,948,000 | 11,106,000 | 11,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,085,000 | 2,198,000 | 3,298,000 | 4,331,000 |
| Interest expense | 190,000 | 371,000 | 531,000 | 657,000 |
| Net interest income | 895,000 | 1,827,000 | 2,767,000 | 3,674,000 |
| Noninterest income | 54,000 | 132,000 | 181,000 | 236,000 |
| Noninterest expense | 770,000 | 1,489,000 | 2,159,000 | 2,927,000 |
| Provision for loan losses | 300,000 | 405,000 | 471,000 | 431,000 |
| Pretax income | -121,000 | 65,000 | 318,000 | 552,000 |
| Income tax | -45,000 | 24,000 | 119,000 | 302,000 |
| Net income | -76,000 | 41,000 | 199,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,826,000 | 10,943,000 | 11,102,000 | 11,153,000 |
| Total capital | 11,768,000 | 11,854,000 | 11,982,000 | 12,015,000 |
| Risk-weighted assets | 74,962,000 | 72,408,000 | 69,880,000 | 68,425,000 |