Call reports 2010
CENTURY BANK — 2010
What CENTURY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 88,931,000 | 91,601,000 | 89,225,000 | 90,242,000 |
| Total loans | 74,346,000 | 75,622,000 | 73,390,000 | 71,865,000 |
| Allowance for loan losses | 2,212,000 | 2,194,000 | 1,985,000 | 1,171,000 |
| Securities available for sale | 199,000 | 179,000 | 165,000 | 149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,141,000 | 74,793,000 | 72,296,000 | 73,158,000 |
| Interest-bearing deposits | 61,683,000 | 60,731,000 | 60,226,000 | 60,655,000 |
| Noninterest-bearing deposits | 10,458,000 | 14,062,000 | 12,070,000 | 12,503,000 |
| Equity capital | 10,518,000 | 10,591,000 | 10,679,000 | 10,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,185,000 | 2,393,000 | 3,607,000 | 4,817,000 |
| Interest expense | 277,000 | 540,000 | 798,000 | 1,015,000 |
| Net interest income | 908,000 | 1,853,000 | 2,809,000 | 3,802,000 |
| Noninterest income | 39,000 | 81,000 | 125,000 | 174,000 |
| Noninterest expense | 721,000 | 1,435,000 | 2,155,000 | 2,849,000 |
| Provision for loan losses | 94,000 | 254,000 | 396,000 | 351,000 |
| Pretax income | 132,000 | 245,000 | 383,000 | 776,000 |
| Income tax | 49,000 | 92,000 | 144,000 | 315,000 |
| Net income | 83,000 | 153,000 | 239,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,511,000 | 10,585,000 | 10,674,000 | 10,899,000 |
| Total capital | 11,475,000 | 11,565,000 | 11,628,000 | 11,819,000 |
| Risk-weighted assets | 75,816,000 | 77,152,000 | 75,250,000 | 73,360,000 |