Call reports 2009
CENTURY BANK — 2009
What CENTURY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 82,639,000 | 87,547,000 | 88,590,000 | 91,598,000 |
| Total loans | 73,307,000 | 77,238,000 | 75,903,000 | 76,511,000 |
| Allowance for loan losses | 882,000 | 960,000 | 974,000 | 2,118,000 |
| Securities available for sale | 267,000 | 247,000 | 230,000 | 217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,914,000 | 72,626,000 | 73,208,000 | 74,873,000 |
| Interest-bearing deposits | 53,434,000 | 60,701,000 | 59,858,000 | 62,392,000 |
| Noninterest-bearing deposits | 11,480,000 | 11,925,000 | 13,350,000 | 12,481,000 |
| Equity capital | 10,434,000 | 10,562,000 | 10,793,000 | 10,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,456,000 | 3,752,000 | 5,083,000 |
| Interest expense | 331,000 | 683,000 | 1,004,000 | 1,310,000 |
| Net interest income | 877,000 | 1,773,000 | 2,748,000 | 3,773,000 |
| Noninterest income | 38,000 | 75,000 | 114,000 | 158,000 |
| Noninterest expense | 642,000 | 1,299,000 | 1,942,000 | 2,560,000 |
| Provision for loan losses | 35,000 | 114,000 | 128,000 | 1,272,000 |
| Pretax income | 238,000 | 435,000 | 792,000 | 99,000 |
| Income tax | 82,000 | 154,000 | 285,000 | -43,000 |
| Net income | 156,000 | 281,000 | 507,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,430,000 | 10,557,000 | 10,787,000 | 10,425,000 |
| Total capital | 11,331,000 | 11,532,000 | 11,778,000 | 11,432,000 |
| Risk-weighted assets | 78,656,000 | 80,515,000 | 80,072,000 | 79,460,000 |