Call reports 2007
CENTURY BANK — 2007
What CENTURY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 58,585,000 | 70,757,000 | 64,018,000 | 65,820,000 |
| Total loans | 46,984,000 | 49,464,000 | 52,234,000 | 61,307,000 |
| Allowance for loan losses | 539,000 | 565,000 | 597,000 | 699,000 |
| Securities available for sale | 421,000 | 390,000 | 374,000 | 359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,947,000 | 60,871,000 | 53,996,000 | 51,563,000 |
| Interest-bearing deposits | 36,704,000 | 50,754,000 | 44,078,000 | 41,364,000 |
| Noninterest-bearing deposits | 10,243,000 | 10,117,000 | 9,918,000 | 10,199,000 |
| Equity capital | 9,527,000 | 9,694,000 | 9,851,000 | 10,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,006,000 | 2,236,000 | 3,545,000 | 4,751,000 |
| Interest expense | 374,000 | 908,000 | 1,464,000 | 1,898,000 |
| Net interest income | 632,000 | 1,328,000 | 2,081,000 | 2,853,000 |
| Noninterest income | 26,000 | 51,000 | 80,000 | 111,000 |
| Noninterest expense | 487,000 | 1,021,000 | 1,628,000 | 2,233,000 |
| Provision for loan losses | 54,000 | 80,000 | 112,000 | 214,000 |
| Pretax income | 117,000 | 278,000 | 421,000 | 517,000 |
| Income tax | 0 | 0 | 0 | -63,000 |
| Net income | 117,000 | 278,000 | 421,000 | 580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,532,000 | 9,700,000 | 9,854,000 | 10,042,000 |
| Total capital | 10,089,000 | 10,285,000 | 10,473,000 | 10,767,000 |
| Risk-weighted assets | 56,776,000 | 60,486,000 | 61,759,000 | 72,037,000 |