Call reports 2006
CENTURY BANK — 2006
What CENTURY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 37,489,000 | 47,715,000 | 47,878,000 | 47,681,000 |
| Total loans | 30,210,000 | 33,969,000 | 36,175,000 | 42,051,000 |
| Allowance for loan losses | 423,000 | 428,000 | 447,000 | 485,000 |
| Securities available for sale | 3,491,000 | 3,461,000 | 2,956,000 | 1,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,287,000 | 38,468,000 | 38,474,000 | 38,142,000 |
| Interest-bearing deposits | 21,937,000 | 29,667,000 | 29,472,000 | 29,431,000 |
| Noninterest-bearing deposits | 6,350,000 | 8,801,000 | 9,002,000 | 8,711,000 |
| Equity capital | 9,098,000 | 9,155,000 | 9,285,000 | 9,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,400,000 | 2,287,000 | 3,222,000 |
| Interest expense | 172,000 | 441,000 | 763,000 | 1,101,000 |
| Net interest income | 453,000 | 959,000 | 1,524,000 | 2,121,000 |
| Noninterest income | 20,000 | 39,000 | 69,000 | 93,000 |
| Noninterest expense | 362,000 | 822,000 | 1,285,000 | 1,762,000 |
| Provision for loan losses | 25,000 | 30,000 | 49,000 | 88,000 |
| Pretax income | 86,000 | 146,000 | 259,000 | 364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 146,000 | 259,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,128,000 | 9,189,000 | 9,302,000 | 9,411,000 |
| Total capital | 9,565,000 | 9,633,000 | 9,768,000 | 9,913,000 |
| Risk-weighted assets | 37,792,000 | 45,014,000 | 47,079,000 | 50,818,000 |