Call reports 2005
CENTURY BANK — 2005
What CENTURY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 29,806,000 | 35,714,000 | 39,683,000 | 35,461,000 |
| Total loans | 16,422,000 | 22,001,000 | 25,839,000 | 28,301,000 |
| Allowance for loan losses | 289,000 | 342,000 | 397,000 | 397,000 |
| Securities available for sale | 3,200,000 | 3,164,000 | 3,097,000 | 3,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,791,000 | 26,723,000 | 30,661,000 | 26,337,000 |
| Interest-bearing deposits | 15,429,000 | 19,488,000 | 23,209,000 | 18,464,000 |
| Noninterest-bearing deposits | 5,362,000 | 7,235,000 | 7,452,000 | 7,873,000 |
| Equity capital | 8,955,000 | 8,906,000 | 8,931,000 | 9,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 736,000 | 1,286,000 | 1,900,000 |
| Interest expense | 65,000 | 166,000 | 318,000 | 485,000 |
| Net interest income | 259,000 | 570,000 | 968,000 | 1,415,000 |
| Noninterest income | 15,000 | 32,000 | 53,000 | 72,000 |
| Noninterest expense | 319,000 | 660,000 | 989,000 | 1,361,000 |
| Provision for loan losses | 74,000 | 127,000 | 182,000 | 182,000 |
| Pretax income | -119,000 | -185,000 | -150,000 | -56,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -119,000 | -185,000 | -150,000 | -56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,978,000 | 8,912,000 | 8,946,000 | 9,041,000 |
| Total capital | 9,254,000 | 9,264,000 | 9,353,000 | 9,453,000 |
| Risk-weighted assets | 22,066,000 | 29,063,000 | 33,406,000 | 35,874,000 |