Call reports 2004
CENTURY BANK — 2004
What CENTURY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Total assets | 17,163,000 | 24,524,000 | 24,575,000 |
| Total loans | 4,818,000 | 10,526,000 | 16,131,000 |
| Allowance for loan losses | 62,000 | 142,000 | 215,000 |
| Securities available for sale | 3,958,000 | 3,399,000 | 3,298,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 7,667,000 | 15,185,000 | 15,421,000 |
| Interest-bearing deposits | 5,077,000 | 11,723,000 | 11,585,000 |
| Noninterest-bearing deposits | 2,590,000 | 3,462,000 | 3,836,000 |
| Equity capital | 9,486,000 | 9,292,000 | 9,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Interest income | 70,000 | 253,000 | 510,000 |
| Interest expense | 5,000 | 26,000 | 77,000 |
| Net interest income | 65,000 | 227,000 | 433,000 |
| Noninterest income | 4,000 | 10,000 | 22,000 |
| Noninterest expense | 469,000 | 775,000 | 1,097,000 |
| Provision for loan losses | 62,000 | 142,000 | 215,000 |
| Pretax income | -462,000 | -680,000 | -857,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -462,000 | -680,000 | -857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Tier 1 capital | 9,492,000 | 9,274,000 | 9,097,000 |
| Total capital | 9,554,000 | 9,416,000 | 9,319,000 |
| Risk-weighted assets | 7,779,000 | 13,917,000 | 19,835,000 |