Call reports 2012
BANK-OLDHAM COUNTY, INC, THE — 2012
What BANK-OLDHAM COUNTY, INC, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 141,898,000 | 137,966,000 | 136,102,000 | 141,577,000 |
| Total loans | 47,142,000 | 47,266,000 | 46,762,000 | 45,463,000 |
| Allowance for loan losses | 767,000 | 1,133,000 | 1,152,000 | 1,163,000 |
| Securities available for sale | 73,128,000 | 70,749,000 | 70,132,000 | 79,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,082,000 | 116,959,000 | 115,267,000 | 121,513,000 |
| Interest-bearing deposits | 93,548,000 | 89,802,000 | 88,783,000 | 92,814,000 |
| Noninterest-bearing deposits | 26,534,000 | 27,157,000 | 26,484,000 | 28,699,000 |
| Equity capital | 16,701,000 | 16,888,000 | 17,033,000 | 17,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,030,000 | 2,019,000 | 2,962,000 | 3,873,000 |
| Interest expense | 50,000 | 94,000 | 136,000 | 176,000 |
| Net interest income | 980,000 | 1,925,000 | 2,826,000 | 3,697,000 |
| Noninterest income | 357,000 | 735,000 | 1,137,000 | 1,510,000 |
| Noninterest expense | 1,201,000 | 2,420,000 | 3,635,000 | 4,742,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 157,000 | 262,000 | 350,000 | 487,000 |
| Income tax | 22,000 | 28,000 | 28,000 | 75,000 |
| Net income | 135,000 | 234,000 | 322,000 | 412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,905,000 | 16,005,000 | 16,093,000 | 16,183,000 |
| Total capital | 16,672,000 | 16,829,000 | 16,893,000 | 16,972,000 |
| Risk-weighted assets | 66,550,000 | 65,630,000 | 63,651,000 | 62,752,000 |