Call reports 2011
BANK-OLDHAM COUNTY, INC, THE — 2011
What BANK-OLDHAM COUNTY, INC, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 146,110,000 | 143,391,000 | 140,155,000 | 142,585,000 |
| Total loans | 55,710,000 | 53,404,000 | 49,827,000 | 49,946,000 |
| Allowance for loan losses | 859,000 | 905,000 | 862,000 | 859,000 |
| Securities available for sale | 72,202,000 | 71,977,000 | 70,863,000 | 70,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,425,000 | 122,480,000 | 117,308,000 | 120,889,000 |
| Interest-bearing deposits | 103,064,000 | 97,374,000 | 92,110,000 | 96,212,000 |
| Noninterest-bearing deposits | 23,361,000 | 25,106,000 | 25,198,000 | 24,677,000 |
| Equity capital | 15,797,000 | 16,346,000 | 16,717,000 | 16,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,181,000 | 2,334,000 | 3,484,000 | 4,543,000 |
| Interest expense | 105,000 | 188,000 | 256,000 | 314,000 |
| Net interest income | 1,076,000 | 2,146,000 | 3,228,000 | 4,229,000 |
| Noninterest income | 346,000 | 672,000 | 1,060,000 | 1,434,000 |
| Noninterest expense | 1,267,000 | 2,513,000 | 3,787,000 | 4,995,000 |
| Provision for loan losses | 0 | 45,000 | 60,000 | 60,000 |
| Pretax income | 155,000 | 260,000 | 457,000 | 638,000 |
| Income tax | 19,000 | 22,000 | 56,000 | 86,000 |
| Net income | 136,000 | 238,000 | 401,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,455,000 | 15,557,000 | 15,721,000 | 15,771,000 |
| Total capital | 16,314,000 | 16,437,000 | 16,563,000 | 16,621,000 |
| Risk-weighted assets | 75,315,000 | 70,351,000 | 67,351,000 | 68,010,000 |