Call reports 2010
BANK-OLDHAM COUNTY, INC, THE — 2010
What BANK-OLDHAM COUNTY, INC, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 134,518,000 | 134,025,000 | 136,586,000 | 145,025,000 |
| Total loans | 64,120,000 | 62,640,000 | 60,438,000 | 59,446,000 |
| Allowance for loan losses | 1,349,000 | 1,377,000 | 1,359,000 | 1,391,000 |
| Securities available for sale | 56,231,000 | 53,013,000 | 62,954,000 | 68,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,288,000 | 113,563,000 | 115,536,000 | 125,440,000 |
| Interest-bearing deposits | 90,876,000 | 90,799,000 | 93,549,000 | 103,191,000 |
| Noninterest-bearing deposits | 22,412,000 | 22,764,000 | 21,987,000 | 22,249,000 |
| Equity capital | 15,697,000 | 15,968,000 | 16,299,000 | 15,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,661,000 | 3,921,000 | 5,135,000 |
| Interest expense | 155,000 | 301,000 | 437,000 | 562,000 |
| Net interest income | 1,177,000 | 2,360,000 | 3,484,000 | 4,573,000 |
| Noninterest income | 325,000 | 683,000 | 1,074,000 | 1,467,000 |
| Noninterest expense | 1,224,000 | 2,442,000 | 3,795,000 | 5,077,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 285,000 |
| Pretax income | 281,000 | 577,000 | 715,000 | 710,000 |
| Income tax | 60,000 | 126,000 | 139,000 | 103,000 |
| Net income | 221,000 | 451,000 | 576,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,034,000 | 15,263,000 | 15,388,000 | 15,319,000 |
| Total capital | 16,033,000 | 16,245,000 | 16,344,000 | 16,297,000 |
| Risk-weighted assets | 79,578,000 | 78,167,000 | 76,049,000 | 77,792,000 |