Call reports 2007
BANK-OLDHAM COUNTY, INC, THE — 2007
What BANK-OLDHAM COUNTY, INC, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 140,171,000 | 133,729,000 | 133,364,000 | 140,162,000 |
| Total loans | 65,477,000 | 64,118,000 | 65,732,000 | 66,328,000 |
| Allowance for loan losses | 1,257,000 | 1,258,000 | 1,236,000 | 1,237,000 |
| Securities available for sale | 52,376,000 | 53,569,000 | 54,511,000 | 54,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,460,000 | 115,123,000 | 111,019,000 | 116,640,000 |
| Interest-bearing deposits | 91,705,000 | 89,114,000 | 85,334,000 | 89,642,000 |
| Noninterest-bearing deposits | 29,755,000 | 26,009,000 | 25,685,000 | 26,998,000 |
| Equity capital | 12,134,000 | 11,915,000 | 12,657,000 | 13,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,058,000 | 4,132,000 | 6,178,000 | 8,320,000 |
| Interest expense | 703,000 | 1,393,000 | 2,060,000 | 2,694,000 |
| Net interest income | 1,355,000 | 2,739,000 | 4,118,000 | 5,626,000 |
| Noninterest income | 302,000 | 649,000 | 997,000 | 1,322,000 |
| Noninterest expense | 1,203,000 | 2,389,000 | 3,671,000 | 4,862,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 454,000 | 999,000 | 1,444,000 | 2,090,000 |
| Income tax | 121,000 | 275,000 | 395,000 | 580,000 |
| Net income | 333,000 | 724,000 | 1,049,000 | 1,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,426,000 | 12,717,000 | 12,892,000 | 13,203,000 |
| Total capital | 13,479,000 | 13,743,000 | 13,933,000 | 14,241,000 |
| Risk-weighted assets | 84,030,000 | 81,873,000 | 83,056,000 | 82,864,000 |