Call reports 2006
BANK-OLDHAM COUNTY, INC, THE — 2006
What BANK-OLDHAM COUNTY, INC, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 131,750,000 | 127,086,000 | 127,746,000 | 138,276,000 |
| Total loans | 66,959,000 | 69,972,000 | 65,795,000 | 65,811,000 |
| Allowance for loan losses | 1,026,000 | 1,283,000 | 1,284,000 | 1,257,000 |
| Securities available for sale | 47,417,000 | 46,515,000 | 45,594,000 | 48,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,490,000 | 110,253,000 | 109,384,000 | 119,488,000 |
| Interest-bearing deposits | 87,133,000 | 84,348,000 | 83,688,000 | 92,523,000 |
| Noninterest-bearing deposits | 28,357,000 | 25,905,000 | 25,696,000 | 26,965,000 |
| Equity capital | 10,533,000 | 10,525,000 | 11,412,000 | 11,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,905,000 | 3,805,000 | 5,772,000 | 7,875,000 |
| Interest expense | 529,000 | 1,088,000 | 1,716,000 | 2,404,000 |
| Net interest income | 1,376,000 | 2,717,000 | 4,056,000 | 5,471,000 |
| Noninterest income | 308,000 | 656,000 | 1,037,000 | 1,389,000 |
| Noninterest expense | 1,195,000 | 2,299,000 | 3,511,000 | 4,742,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 474,000 | 1,059,000 | 1,517,000 | 2,053,000 |
| Income tax | 137,000 | 310,000 | 433,000 | 584,000 |
| Net income | 337,000 | 749,000 | 1,084,000 | 1,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,311,000 | 11,573,000 | 11,908,000 | 12,093,000 |
| Total capital | 12,332,000 | 12,652,000 | 12,940,000 | 13,141,000 |
| Risk-weighted assets | 81,639,000 | 86,119,000 | 82,301,000 | 83,628,000 |