Call reports 2002
BANK-OLDHAM COUNTY, INC, THE — 2002
What BANK-OLDHAM COUNTY, INC, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 107,901,000 | 106,978,000 | 111,393,000 | 117,486,000 |
| Total loans | 65,971,000 | 66,408,000 | 65,082,000 | 62,625,000 |
| Allowance for loan losses | 974,000 | 981,000 | 1,002,000 | 1,005,000 |
| Securities available for sale | 32,008,000 | 33,678,000 | 34,353,000 | 42,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,323,000 | 93,944,000 | 96,908,000 | 102,779,000 |
| Interest-bearing deposits | 80,000,000 | 77,444,000 | 79,446,000 | 86,736,000 |
| Noninterest-bearing deposits | 15,323,000 | 16,500,000 | 17,462,000 | 16,043,000 |
| Equity capital | 8,641,000 | 9,073,000 | 9,583,000 | 9,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,626,000 | 3,262,000 | 4,871,000 | 6,429,000 |
| Interest expense | 503,000 | 974,000 | 1,452,000 | 1,933,000 |
| Net interest income | 1,123,000 | 2,288,000 | 3,419,000 | 4,496,000 |
| Noninterest income | 300,000 | 621,000 | 974,000 | 1,364,000 |
| Noninterest expense | 1,077,000 | 2,206,000 | 3,211,000 | 4,395,000 |
| Provision for loan losses | 30,000 | 61,000 | 93,000 | 120,000 |
| Pretax income | 316,000 | 642,000 | 1,093,000 | 1,380,000 |
| Income tax | 76,000 | 153,000 | 267,000 | 336,000 |
| Net income | 240,000 | 489,000 | 826,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,462,000 | 8,511,000 | 8,848,000 | 8,891,000 |
| Total capital | 9,376,000 | 9,417,000 | 9,752,000 | 9,785,000 |
| Risk-weighted assets | 73,034,000 | 72,400,000 | 72,184,000 | 71,416,000 |