Call reports 2001
BANK-OLDHAM COUNTY, INC, THE — 2001
What BANK-OLDHAM COUNTY, INC, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 107,150,000 | 103,248,000 | 104,005,000 | 110,517,000 |
| Total loans | 68,216,000 | 63,591,000 | 65,779,000 | 65,704,000 |
| Allowance for loan losses | 873,000 | 883,000 | 1,000,000 | 949,000 |
| Securities available for sale | 25,001,000 | 31,083,000 | 31,540,000 | 30,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,375,000 | 91,408,000 | 89,785,000 | 98,625,000 |
| Interest-bearing deposits | 79,966,000 | 77,206,000 | 74,355,000 | 82,662,000 |
| Noninterest-bearing deposits | 15,409,000 | 14,202,000 | 15,430,000 | 15,963,000 |
| Equity capital | 8,389,000 | 8,558,000 | 8,842,000 | 8,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,161,000 | 4,147,000 | 6,019,000 | 7,779,000 |
| Interest expense | 999,000 | 1,846,000 | 2,558,000 | 3,168,000 |
| Net interest income | 1,162,000 | 2,301,000 | 3,461,000 | 4,611,000 |
| Noninterest income | 235,000 | 497,000 | 726,000 | 1,056,000 |
| Noninterest expense | 990,000 | 1,998,000 | 3,057,000 | 4,149,000 |
| Provision for loan losses | 21,000 | 67,000 | 217,000 | 692,000 |
| Pretax income | 386,000 | 733,000 | 1,010,000 | 924,000 |
| Income tax | 110,000 | 206,000 | 275,000 | 205,000 |
| Net income | 276,000 | 527,000 | 735,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,054,000 | 8,230,000 | 8,338,000 | 8,222,000 |
| Total capital | 8,927,000 | 9,107,000 | 9,239,000 | 9,139,000 |
| Risk-weighted assets | 74,191,000 | 70,184,000 | 72,016,000 | 73,314,000 |