Call reports 2025
STATE BANK OF INDIA (CALIFORNIA) — 2025
What STATE BANK OF INDIA (CALIFORNIA) reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,271,606,000 | 1,304,087,000 | 1,320,323,000 | 1,342,534,000 |
| Total loans | 1,107,496,000 | 1,138,010,000 | 1,142,723,000 | 1,170,673,000 |
| Allowance for loan losses | 14,098,000 | 15,189,000 | 15,190,000 | 15,470,000 |
| Securities available for sale | 94,936,000 | 89,447,000 | 99,233,000 | 106,157,000 |
| Securities held to maturity | 9,882,000 | 14,762,000 | 14,703,000 | 14,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,085,677,000 | 1,115,005,000 | 1,126,636,000 | 1,142,963,000 |
| Interest-bearing deposits | 973,666,000 | 1,005,283,000 | 1,014,334,000 | 1,035,341,000 |
| Noninterest-bearing deposits | 112,011,000 | 109,722,000 | 112,302,000 | 107,622,000 |
| Equity capital | 173,236,000 | 175,920,000 | 179,723,000 | 182,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,463,000 | 35,978,000 | 54,954,000 | 73,311,000 |
| Interest expense | 9,308,000 | 18,772,000 | 28,454,000 | 38,156,000 |
| Net interest income | 8,155,000 | 17,206,000 | 26,500,000 | 35,155,000 |
| Noninterest income | 541,000 | 1,098,000 | 1,852,000 | 2,541,000 |
| Noninterest expense | 5,331,000 | 10,519,000 | 16,429,000 | 22,087,000 |
| Provision for loan losses | 785,000 | 1,875,000 | 1,875,000 | 2,155,000 |
| Pretax income | 2,576,000 | 5,918,000 | 10,060,000 | 13,468,000 |
| Income tax | -224,000 | 824,000 | 2,079,000 | 3,096,000 |
| Net income | 2,800,000 | 5,094,000 | 7,981,000 | 10,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,321,000 | 184,615,000 | 187,502,000 | 189,893,000 |
| Total capital | 196,284,000 | 199,007,000 | 202,093,000 | 204,957,000 |
| Risk-weighted assets | 1,116,820,000 | 1,150,504,000 | 1,166,630,000 | 1,204,615,000 |