Call reports 2023
STATE BANK OF INDIA (CALIFORNIA) — 2023
What STATE BANK OF INDIA (CALIFORNIA) reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,075,271,000 | 1,097,778,000 | 1,151,346,000 | 1,143,704,000 |
| Total loans | 892,258,000 | 925,913,000 | 971,835,000 | 996,251,000 |
| Allowance for loan losses | 13,278,000 | 13,291,000 | 13,291,000 | 13,603,000 |
| Securities available for sale | 108,668,000 | 101,094,000 | 91,817,000 | 95,192,000 |
| Securities held to maturity | 2,026,000 | 3,979,000 | 5,448,000 | 6,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 869,890,000 | 879,348,000 | 935,269,000 | 961,030,000 |
| Interest-bearing deposits | 747,618,000 | 757,892,000 | 816,747,000 | 846,218,000 |
| Noninterest-bearing deposits | 122,272,000 | 121,456,000 | 118,522,000 | 114,812,000 |
| Equity capital | 156,838,000 | 159,044,000 | 160,190,000 | 166,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 14,266,000 | 29,228,000 | 45,651,000 | 62,804,000 |
| Interest expense | 4,876,000 | 11,014,000 | 18,603,000 | 27,107,000 |
| Net interest income | 9,390,000 | 18,214,000 | 27,048,000 | 35,697,000 |
| Noninterest income | 468,000 | 918,000 | 1,382,000 | 2,024,000 |
| Noninterest expense | 5,055,000 | 9,836,000 | 14,599,000 | 19,464,000 |
| Provision for loan losses | 500,000 | 500,000 | 500,000 | 810,000 |
| Pretax income | 4,310,000 | 8,803,000 | 13,338,000 | 17,453,000 |
| Income tax | -213,000 | 1,164,000 | 2,581,000 | 3,830,000 |
| Net income | 4,523,000 | 7,639,000 | 10,757,000 | 13,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,157,000 | 170,273,000 | 173,390,000 | 176,256,000 |
| Total capital | 178,755,000 | 182,210,000 | 185,955,000 | 189,139,000 |
| Risk-weighted assets | 926,043,000 | 953,521,000 | 1,004,401,000 | 1,029,847,000 |