Call reports 2020
STATE BANK OF INDIA (CALIFORNIA) — 2020
What STATE BANK OF INDIA (CALIFORNIA) reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 906,070,000 | 907,686,000 | 886,657,000 | 874,400,000 |
| Total loans | 726,487,000 | 747,183,000 | 734,621,000 | 711,393,000 |
| Allowance for loan losses | 10,059,000 | 10,338,000 | 10,410,000 | 10,672,000 |
| Securities available for sale | 100,726,000 | 105,545,000 | 94,217,000 | 112,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 684,357,000 | 714,142,000 | 689,529,000 | 711,885,000 |
| Interest-bearing deposits | 596,972,000 | 612,811,000 | 588,662,000 | 610,358,000 |
| Noninterest-bearing deposits | 87,384,000 | 101,330,000 | 100,867,000 | 101,527,000 |
| Equity capital | 147,778,000 | 149,087,000 | 151,128,000 | 151,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,712,000 | 18,310,000 | 26,967,000 | 34,295,000 |
| Interest expense | 2,842,000 | 5,020,000 | 6,638,000 | 7,973,000 |
| Net interest income | 6,870,000 | 13,290,000 | 20,329,000 | 26,322,000 |
| Noninterest income | 177,000 | 142,000 | 495,000 | 47,000 |
| Noninterest expense | 4,666,000 | 8,984,000 | 13,278,000 | 17,389,000 |
| Provision for loan losses | 1,000,000 | 1,275,000 | 1,275,000 | 1,530,000 |
| Pretax income | 1,381,000 | 3,335,000 | 7,028,000 | 8,207,000 |
| Income tax | 387,000 | 983,000 | 2,107,000 | 2,449,000 |
| Net income | 994,000 | 2,352,000 | 4,921,000 | 5,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,695,000 | 145,870,000 | 148,444,000 | 149,459,000 |
| Total capital | — | 155,594,000 | 158,050,000 | 158,956,000 |
| Risk-weighted assets | — | 777,182,000 | 767,515,000 | 758,526,000 |