Call reports 2016
STATE BANK OF INDIA (CALIFORNIA) — 2016
What STATE BANK OF INDIA (CALIFORNIA) reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 649,973,000 | 603,695,000 | 602,291,000 | 622,694,000 |
| Total loans | 523,955,000 | 492,110,000 | 464,563,000 | 491,303,000 |
| Allowance for loan losses | 9,019,000 | 8,581,000 | 6,723,000 | 7,128,000 |
| Securities available for sale | 101,890,000 | 89,854,000 | 83,724,000 | 90,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 494,510,000 | 485,801,000 | 483,669,000 | 504,756,000 |
| Interest-bearing deposits | 433,099,000 | 433,222,000 | 422,955,000 | 432,546,000 |
| Noninterest-bearing deposits | 61,411,000 | 52,579,000 | 60,715,000 | 72,210,000 |
| Equity capital | 114,723,000 | 115,279,000 | 115,884,000 | 115,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,277,000 | 11,970,000 | 18,062,000 | 24,107,000 |
| Interest expense | 1,229,000 | 2,252,000 | 3,203,000 | 4,113,000 |
| Net interest income | 5,048,000 | 9,718,000 | 14,859,000 | 19,994,000 |
| Noninterest income | 702,000 | 1,141,000 | 1,894,000 | 2,522,000 |
| Noninterest expense | 5,200,000 | 10,067,000 | 15,073,000 | 19,665,000 |
| Provision for loan losses | 1,275,000 | 1,275,000 | 1,275,000 | 1,275,000 |
| Pretax income | -725,000 | -336,000 | 684,000 | 1,855,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -725,000 | -336,000 | 684,000 | 1,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,939,000 | 114,338,000 | 115,596,000 | 116,770,000 |
| Total capital | 120,606,000 | 120,602,000 | 121,472,000 | 122,993,000 |
| Risk-weighted assets | 530,993,000 | 498,788,000 | 469,138,000 | 496,845,000 |