Call reports 2015
STATE BANK OF INDIA (CALIFORNIA) — 2015
What STATE BANK OF INDIA (CALIFORNIA) reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 727,073,000 | 751,706,000 | 737,627,000 | 685,580,000 |
| Total loans | 543,142,000 | 547,796,000 | 523,898,000 | 546,579,000 |
| Allowance for loan losses | 8,195,000 | 7,382,000 | 6,944,000 | 7,813,000 |
| Securities available for sale | 123,393,000 | 116,056,000 | 111,284,000 | 104,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,405,000 | 573,640,000 | 573,682,000 | 542,344,000 |
| Interest-bearing deposits | 496,067,000 | 518,364,000 | 524,246,000 | 491,426,000 |
| Noninterest-bearing deposits | 53,338,000 | 55,276,000 | 49,436,000 | 50,918,000 |
| Equity capital | 124,021,000 | 124,219,000 | 125,183,000 | 114,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,504,000 | 12,884,000 | 19,232,000 | 25,395,000 |
| Interest expense | 1,211,000 | 2,472,000 | 3,716,000 | 4,970,000 |
| Net interest income | 5,293,000 | 10,412,000 | 15,516,000 | 20,425,000 |
| Noninterest income | 1,056,000 | 2,003,000 | 3,621,000 | 2,737,000 |
| Noninterest expense | 7,421,000 | 13,032,000 | 18,659,000 | 22,819,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,940,000 |
| Pretax income | -1,072,000 | -617,000 | 499,000 | -2,576,000 |
| Income tax | -444,000 | -262,000 | 329,000 | 7,390,000 |
| Net income | -628,000 | -355,000 | 170,000 | -9,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,057,000 | 117,280,000 | 118,205,000 | 114,455,000 |
| Total capital | 124,139,000 | 124,274,000 | 124,885,000 | 121,363,000 |
| Risk-weighted assets | 561,358,000 | 554,956,000 | 529,970,000 | 551,505,000 |