Call reports 2014
STATE BANK OF INDIA (CALIFORNIA) — 2014
What STATE BANK OF INDIA (CALIFORNIA) reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 717,483,000 | 670,352,000 | 684,102,000 | 698,071,000 |
| Total loans | 454,155,000 | 457,781,000 | 475,996,000 | 505,850,000 |
| Allowance for loan losses | 11,280,000 | 10,933,000 | 8,221,000 | 8,221,000 |
| Securities available for sale | 132,293,000 | 125,032,000 | 133,705,000 | 127,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 553,016,000 | 514,530,000 | 525,067,000 | 530,258,000 |
| Interest-bearing deposits | 483,624,000 | 464,681,000 | 471,726,000 | 477,564,000 |
| Noninterest-bearing deposits | 69,392,000 | 49,849,000 | 53,341,000 | 52,694,000 |
| Equity capital | 125,828,000 | 126,058,000 | 125,562,000 | 124,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,437,000 | 12,709,000 | 18,970,000 | 25,135,000 |
| Interest expense | 1,349,000 | 2,659,000 | 3,858,000 | 5,071,000 |
| Net interest income | 5,088,000 | 10,050,000 | 15,112,000 | 20,064,000 |
| Noninterest income | 1,237,000 | 2,152,000 | 2,897,000 | 3,694,000 |
| Noninterest expense | 7,337,000 | 13,062,000 | 19,027,000 | 24,488,000 |
| Provision for loan losses | -2,000,000 | -2,221,000 | -2,221,000 | 1,039,000 |
| Pretax income | 988,000 | 1,361,000 | 1,203,000 | -1,769,000 |
| Income tax | -1,058,000 | -912,000 | -859,000 | -2,213,000 |
| Net income | 2,046,000 | 2,273,000 | 2,062,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,269,000 | 119,233,000 | 118,833,000 | 117,367,000 |
| Total capital | 125,196,000 | 125,490,000 | 125,246,000 | 124,151,000 |
| Risk-weighted assets | 472,564,000 | 495,824,000 | 513,289,000 | 542,387,000 |