Call reports 2013
STATE BANK OF INDIA (CALIFORNIA) — 2013
What STATE BANK OF INDIA (CALIFORNIA) reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 809,318,000 | 782,269,000 | 738,177,000 | 731,560,000 |
| Total loans | 522,930,000 | 462,251,000 | 457,621,000 | 426,719,000 |
| Allowance for loan losses | 14,210,000 | 15,320,000 | 15,260,000 | 15,305,000 |
| Securities available for sale | 130,159,000 | 121,212,000 | 113,560,000 | 117,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 635,546,000 | 608,421,000 | 567,757,000 | 560,848,000 |
| Interest-bearing deposits | 585,368,000 | 562,078,000 | 511,157,000 | 494,066,000 |
| Noninterest-bearing deposits | 50,178,000 | 46,343,000 | 56,600,000 | 66,782,000 |
| Equity capital | 127,163,000 | 127,015,000 | 125,599,000 | 123,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,417,000 | 15,310,000 | 21,990,000 | 28,200,000 |
| Interest expense | 1,643,000 | 3,259,000 | 4,832,000 | 6,249,000 |
| Net interest income | 6,774,000 | 12,051,000 | 17,158,000 | 21,951,000 |
| Noninterest income | 1,093,000 | 2,135,000 | 3,080,000 | 3,931,000 |
| Noninterest expense | 7,995,000 | 13,629,000 | 18,823,000 | 24,768,000 |
| Provision for loan losses | -324,000 | -268,000 | -185,000 | -269,000 |
| Pretax income | 336,000 | 965,000 | 1,740,000 | 1,523,000 |
| Income tax | -1,070,000 | -1,057,000 | 1,758,000 | 1,114,000 |
| Net income | 1,406,000 | 2,022,000 | -18,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,929,000 | 128,545,000 | 118,999,000 | 116,419,000 |
| Total capital | 134,442,000 | 134,318,000 | 124,829,000 | 121,901,000 |
| Risk-weighted assets | 521,232,000 | 479,416,000 | 465,697,000 | 439,680,000 |