Call reports 2012
STATE BANK OF INDIA (CALIFORNIA) — 2012
What STATE BANK OF INDIA (CALIFORNIA) reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 794,112,000 | 804,851,000 | 812,488,000 | 792,911,000 |
| Total loans | 571,189,000 | 571,303,000 | 576,364,000 | 547,150,000 |
| Allowance for loan losses | 12,002,000 | 12,700,000 | 13,780,000 | 13,262,000 |
| Securities available for sale | 116,976,000 | 126,716,000 | 123,762,000 | 130,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,112,000 | 637,565,000 | 642,472,000 | 620,220,000 |
| Interest-bearing deposits | 587,322,000 | 598,952,000 | 598,465,000 | 573,850,000 |
| Noninterest-bearing deposits | 37,790,000 | 38,613,000 | 44,007,000 | 46,370,000 |
| Equity capital | 124,797,000 | 122,873,000 | 125,256,000 | 126,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,874,000 | 16,531,000 | 24,743,000 | 32,512,000 |
| Interest expense | 1,951,000 | 3,910,000 | 5,795,000 | 7,531,000 |
| Net interest income | 6,923,000 | 12,621,000 | 18,948,000 | 24,981,000 |
| Noninterest income | 1,421,000 | 2,535,000 | 3,479,000 | 4,118,000 |
| Noninterest expense | 5,426,000 | 10,875,000 | 16,010,000 | 20,705,000 |
| Provision for loan losses | 1,831,000 | 4,296,000 | 5,581,000 | 5,552,000 |
| Pretax income | 1,087,000 | -15,000 | 1,125,000 | 3,131,000 |
| Income tax | 958,000 | 1,517,000 | 426,000 | 859,000 |
| Net income | 129,000 | -1,532,000 | 699,000 | 2,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,380,000 | 122,719,000 | 124,951,000 | 126,523,000 |
| Total capital | 131,651,000 | 129,841,000 | 132,167,000 | 133,225,000 |
| Risk-weighted assets | 583,446,000 | 570,439,000 | 576,810,000 | 544,598,000 |