Call reports 2008
STATE BANK OF INDIA (CALIFORNIA) — 2008
What STATE BANK OF INDIA (CALIFORNIA) reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 538,913,000 | 589,109,000 | 711,449,000 | 768,868,000 |
| Total loans | 311,490,000 | 375,160,000 | 453,398,000 | 495,116,000 |
| Allowance for loan losses | 2,839,000 | 3,416,000 | 3,885,000 | 5,267,000 |
| Securities available for sale | 211,903,000 | 191,685,000 | 226,377,000 | 200,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,828,000 | 456,788,000 | 544,875,000 | 589,548,000 |
| Interest-bearing deposits | 394,329,000 | 422,863,000 | 507,315,000 | 558,427,000 |
| Noninterest-bearing deposits | 27,499,000 | 33,925,000 | 37,560,000 | 31,121,000 |
| Equity capital | 48,708,000 | 48,100,000 | 78,157,000 | 90,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,028,000 | 16,234,000 | 26,118,000 | 36,761,000 |
| Interest expense | 4,852,000 | 9,413,000 | 14,655,000 | 20,102,000 |
| Net interest income | 3,176,000 | 6,821,000 | 11,463,000 | 16,659,000 |
| Noninterest income | 665,000 | 1,337,000 | 2,140,000 | 3,155,000 |
| Noninterest expense | 1,971,000 | 3,966,000 | 6,095,000 | 8,392,000 |
| Provision for loan losses | 137,000 | 687,000 | 1,129,000 | 2,512,000 |
| Pretax income | 1,894,000 | 3,664,000 | 7,200,000 | 9,969,000 |
| Income tax | 938,000 | 1,646,000 | 3,158,000 | 4,414,000 |
| Net income | 956,000 | 2,018,000 | 4,042,000 | 5,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,732,000 | 49,795,000 | 81,819,000 | 88,332,000 |
| Total capital | 51,660,000 | 53,280,000 | 85,753,000 | 93,654,000 |
| Risk-weighted assets | 386,437,000 | 433,524,000 | 498,109,000 | 529,142,000 |